Reasons why insured consumers co-pay for medicines at retail pharmacies in Pretoria, South Africa
Abstract
Costly prescription medicines with existing cheaper alternatives tend to be
purchased by medically insured consumers of healthcare. In South Africa medical scheme
members pay higher out-of-pocket payments for medicines than those without insurance.This study explored reasons for co-payments among insured Pretoria medical scheme
members purchasing prescription medicines at private retail pharmacies, despite being
insured and protected against such payments.