dc.contributor.author | Mahalika, Ratema | |
dc.contributor.author | Matsebula, Velenkosini | |
dc.contributor.author | Yu, Derek | |
dc.date.accessioned | 2022-05-23T10:17:42Z | |
dc.date.available | 2022-05-23T10:17:42Z | |
dc.date.issued | 2021 | |
dc.identifier.citation | Mahalika, R. et al. (2021). Investigating the relationship between financial inclusion and poverty in South Africa. Development Southern Africa. https://doi.org/10.1080/0376835X.2021.1978933 | en_US |
dc.identifier.issn | 1470-3637 | |
dc.identifier.uri | https://doi.org/10.1080/0376835X.2021.1978933 | |
dc.identifier.uri | http://hdl.handle.net/10566/7443 | |
dc.description.abstract | The literature on financial inclusion (FI) and poverty connections
has received considerable attention, but there exists a scarcity of
South African studies examining the relationship between FI and
poverty. This study fills this research gap by analysing the 2011
and 2016 FinScope data. Principal Components Analysis was
applied to consider indicators from four FI dimensions (access,
usage, quality and welfare) to derive a financial inclusion index
(FII), before the relative approach was used to distinguish the
financially included and excluded individuals separately. The
empirical findings indicated that lowly educated Africans residing
in the rural areas of Eastern Cape, Free State and Limpopo
provinces were associated with a greater likelihood of being
financially excluded, whereas individuals coming from the lower
FII quintiles suffered greater money-metric poverty likelihood.
Lastly, the proportion of people who were both money-metric
poor and financially excluded declined from 19.5% to 15.4%
between 2011 and 2016. | en_US |
dc.language.iso | en | en_US |
dc.publisher | Routledge | en_US |
dc.subject | Financial development | en_US |
dc.subject | Financial inclusion | en_US |
dc.subject | Poverty | en_US |
dc.subject | FinScope South Africa | en_US |
dc.subject | Economic growth | en_US |
dc.title | Investigating the relationship between financial inclusion and poverty in South Africa | en_US |
dc.type | Article | en_US |